Coulee Bank’s lending precedence is focused on serving the communities in shut proximity to our branch workplaces. For our La Crosse and Onalaska, Wisconsin branches, our main lending area shall be residents in Jackson, La Crosse, Monroe, Trempealeau, and Vernon counties in Wisconsin and Houston and Winona counties in Minnesota. For our Twin Cities department located in St. Paul, Minnesota, our primary lending area shall be residents in Anoka, Carver, Chisago, Dakota, Hennepin, Ramsey, Scott, Washington, and Wright counties in Minnesota, and St. Croix and Pierce counties in Wisconsin. For our Rochester, Minnesota Lending Production workplace, our major lending space will be residents in Olmstead, Wabasha, Goodhue, Dodge, Fillmore, and Mower counties.
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Dwelling Buying DebatesDoing analysis into your local housing market and resale values is always a good idea earlier than purchasing property. Reading a range of perspectives for and towards buying a house in occasions when the housing market is down is worthwhile homework. Recession traits present that housing usually rebounds, keeping it within the « good debt » class, but forecasts rely on many financial elements as well as unknowns.
Commercial loans are high-risk loans because they can solely be paid again by the enterprise income, which is on the mercy of the economy and different external factors. For this reason, lenders are stricter on the eligibility standards of business borrowers. To qualify for a industrial loan, you must meet all of the lender’s requirements for issuing industrial loans. These requirements include:
